Public Liability Insurance

Sometimes, due to unfavourable weather or unforeseen circumstances an accident may occur, and if a person, whether a member of the general public or a club member, suffers an injury or damage to their property and they feel that this is the fault of the club or its members, they may take legal action against the club or the members involved. If they can prove that the club and/or individual is responsible, then the club or member may be ordered to compensate them and this cost can usually be covered by public and products liability insurance. Most State Federations require member clubs to carry Public Liability Insurance to protect the club including office bearers, walks leaders, members and, in turn the State Federation.

The Public Liability Policy is designed to pay, by way of compensation on behalf of the Insured (the club), all sums which the Insured shall become legally liable to pay in respect to injury and or damage as a result of an occurrence in connection with the insured activities of the club, subject to the terms, conditions and exclusions of the policy. This Policy currently provides a Limit of Liability - $20,000,000 for any one occurrence.

Renewal Arrangements for 2023-24

The Bushwalking Australia Public Liability insurance policy was renewed from 1 July 2023 without change to insurer, conditions or endorsements.  Clubs that submitted renewal questionnaires requesting cover under this policy will automatically have had their cover renewed from 1 July. 

Policy Documents

For legal reasons it is not desirable to have full details of this policy publicly available.  Member clubs requiring further information, or a copy of this policy should email the Bushwalking Australia Insurance Contract Manager at

Frequently Asked Questions

The FAQs are provided to assist member clubs gain a better understanding of the insurance arrangements organised on their behalf by Bushwalking Australia (BA).  Additional questions will be added over time and suggestions for topics to be covered are welcome at any time by emailing Bushwalking Australia at 

pdfInsurance_FAQs511.02 KB (Updated 5-9-2023)